Trade Financing
Faster cash. Flexible terms.
Sellers choose when to get paid. Buyers get the time they need. Payment and quality guaranteed by Matium — on every deal.
Standard terms on every deal, both sides
Sellers advance, or buyers extend — same price
Payment and quality guaranteed by Matium
The offer
Financing built into the deal.
Most financing in materials trading lives outside the transaction — a separate factoring company, a separate credit check, a separate contract. Matium builds it into the deal. Sellers get paid faster when they want to. Buyers get more time when they need it. Same mechanic, same price, both directions.
How a $100,000 deal works
Same 1% per 10 days, in either direction
Seller — advance
Buyer — extend
Why it matters
Materials markets are getting faster and tighter.
The teams that move quickly and transact flexibly are winning more deals. Three things are squeezing the rest.
Pricing moves faster
Resin and scrap prices shift week to week. Cash tied up in 60-day receivables is opportunity you can't act on.
Supply chains less predictable
Volatile demand and freight constraints reward operators who can pivot — and pivot requires liquidity.
Working capital matters more
Every dollar tied up in receivables is a dollar that can't be deployed against the next deal.
Who's behind the money
Backed by a real bank. Audited like one too.
Matium's financing is backed by Erebor Bank. Buyer credit is underwritten before any deal goes through, so sellers know payment is real before they ship. Matium is SOC 2 Type II certified — independently audited and continuously monitored for security.
FAQ
Frequently asked.
Get started
Faster cash. Flexible terms. Less risk.
Create a free account to list supply, request material, or just explore the market. When you're ready to use financing on a deal, your advisor walks you through it.